Excel files
.xlsx spreadsheets
Data & storage
Formulas and cell references can be changed accidentally. File safety depends on where and how you save backups.
Internet & access
Desktop spreadsheets can work offline. Files are flexible and easy to share.
Recovery & backups
Keeping track of the latest copy and restoring edits depends on your backup or version-history setup.
Daily workflow
Highly customizable, though changing formulas and layouts can take spreadsheet know-how.
Cost
Office access may require a paid Microsoft 365 plan or license, depending on your setup.